To increase spending in this way, the United States should raise its income tax rates on the very wealthy at an annual rate of at least 3 percent and the payroll tax on the working-class at an income tax rate that is at least 5 percent. We could then reduce spending on Medicare and the Medicaid program at the higher payroll taxes and reduce spending on nonhealth and social security programs at the higher income taxes. This approach would not eliminate the huge budget deficits facing us now in the absence of major tax increases, but it would put the financial position of the federal government in a stronger position to deal with major challenges. The fiscal challenge is the result of our failure to reform health care and our failure to take effective action to reduce the costs of health care. Health care should be a right for all of us but the most basic right and function of health care is to provide health and life insurance.
The right to sleeping aids is a right guaranteed by the states. These sleeping aids should determine whether insurance is provided by private insurance companies or by the government, the insurance is provided by means available to the general public without charge. Health insurance should cover the medical expenses of any person who has a job, and a government program should offer health insurance through a Medicare-like program that will provide full-time work for all.
The government should not be the employer or the payer for either private or governmental health insurance and the insurance is not to be used by the government for other than its legitimate purposes. If private health insurance is to be permitted in this country, we need a more efficient way to provide health insurance. Health insurance is not the same as health care and the health insurance business is different from medicine. Health insurance does not provide health care but rather it provides a service that other providers can and will do for a fee.
The medical profession is highly specialized while the health insurance industry is less than 20 years old. Both the health insurance business and medicine are subject to a variety of legal and ethical rules. Health insurance is a service that can be sold through the market to anyone with a business credit. But it is not a product that is produced in a laboratory in a laboratory of an organization or a laboratory of a government agency. It must be designed so that it may be supplied in a market of consumers who want to buy such a product.
This is not simple engineering or scientific engineering, in which a company has a very small investment but a long and very uncertain time, but rather a complex business process where the product is developed by a team of scientists in collaboration with a team of engineers and an independent team of physicians, chemists, and other professionals. This is in a nation that in 1960 was the world's leading per capita spenders on health care. The United Kingdom's rates now are about a third of those in France. The low infant mortality in other high spending nations, however, does offer some evidence against the claim that we can simply spend less. The lowest infant mortality in the world is in Ethiopia and is nearly 1/3 the rate in the United Kingdom. As health care costs increase, however, the United States is unlikely to fall back to an infant mortality rate below 7 in the future.
Meloset is a drug which is used for treating insomnia through the active ingredient which it contains, melatonin, which is a synthetic version of a hormone which is produced in the brain. Melatonin plays a decisive role in the balance between our sleep and wake cycles. Though humans are genetically programmed to stay awake for 16 hours and sleep for 8, all over the globe there are a lot of people who suffer from insomnia, with the balance between sleep and wake cycles being in favour of staying awake.